钻石的投资“水”有多深

　　touzizongshiyoukuiyouzhuan，mianduimuqianriyihuoredezuanshitouzi，jiujingzuanshixingyedeshuiyouduoshen?womenyingruhedebawofengxianyushouyini?

　　钻石保值玄机

　　diyi，xiaozuanshimeiyoubaozhishengzhidenengli，zhiyou50fenyishangdecaiyoubaozhizuoyong。erxiangyaotouzihuozhezuowei“chuanjiabao”kongpazhinengxuanze1kelayishangdezuanshihuozhezuanjiele。

　　dier，zuanshidejiajiataigao。jiusuanshirushangjiasuoshuomeiniandouyou10%zuoyoudezengzhikongjian，shixiangyong10wanyuanmailejiazhi3wanyuandezuanshi，peijinqude7wanyuanyaozhangdaoshenmeshihoucainengzhuanhuilaini?

　　disan，yejiushizuanshishifounengshengzhibaozhidezuidaxuanji。youyuzuanshijibenshangshibeidaibiersidengliangsangegongsilongduan，youqishidaibiersijihukongzhizhezuanshidedingjia，erqidingjiadeyuanzeshichaoguotonghuopengzhanglv，yejiushimeinianzhangfuzai5%~10%，zheijiushiweishenmeshangjiahuigaosunizuanshimeiniandouhuiyou10%zuoyouzhangfudeyuanyin。

　　zheixiebingbuyiweizhezuanshibunengshengzhibaozhi，huozhebunengxiaofeihuozhetouzi。youyuzuanshishixiquede，qiebukezaisheng，congzhangyuanlaikan，zuanshikendingshiyaoshengzhide。yinci，zuanshitouzishiyizuozhangxian。

　　钻石变现风险

　　zuanshidebianxiandequdaomuqianzhuyaozhiyousanzhong：paimaihui、diandang、huigou，buxiangguowaihaikeyidiyarongzi。yeneirenshifenxi，paimaihuibianxianduitouzizhedeyaoqiujiaogao，qiezhongguozuanshipai maihuixiangduijiaoshao。diandangbianxianchujiayibanshizhengchangshichangjiade1/3，shijishangjiushikuibenmaimai。huigoudequdaoyebufada。muqian，woguoshichangshangtigonghuigouzuanshiyewudeqiyezhiyoushanghaizuanshijiao yisuojiyixiezuanshishoushitigongshang。anzhaoguiding，“fanshouchudegaopinzhizuanshi，yimeinian3%dizengdejiagehuigou。”

　　钻石价格增长

　　zuanshitouzi，zuanshijiagedezengzhangjitouzidailailegengduodebaozhangyushouyi。youyumuqianzuanshicaikuangshuliangdebuduanjianshao，errenmenduizuanshixuqiudebuduanzengjia，zaijiashangshichangdehongguandiaokonghezuanshibenshendejiazhi，shidezuanshichengweilezuiyoubaozhangdetouzi。