买结婚钻戒时有没有必要考虑保不保值?

 　　rujin，zuanjieshihenduorenxuangouhunjiedezhuyaoxuanze，youyuzuanshideguizhongxing，bushaorenchuleyongjiehunzuanjielaizuohunjiashoushiwai，yixieyoutouzitounaodexinrenshenzhiyongzuanshilaijinxingtouzibaozhi，neime，maijiehunzuanjieyoumeiyoubiyaokaolvbaobubaozhi?

　　yaozhidaozheigewentidedaan，bixuyaolejieshenmeyangdezuanjienengbaozhi。dajiadouzhidaojiehunzuanjiedebaozhiqishijiushizuanshidebaozhi，zuanshibaozhidetiaojianshifeichangkekede，zuanshibaozhidetiaojianjibenshangjiushiyaoqiudeshizuanshide4cshangmian，jiushirenmenchangshuodezuanshidengji。ruguojiehunzuanjiexiangyaobaozhidehua，neimejiehunzuanjieshangmiandezuanshibixumanzuyixiadetiaojian。

　　zuanshidedaxiaoyidingyaochaoguohuozhedengyuyikela，zheiyangdezuanshicaiyoutouzidejiazhi，yibanlaishuo，1kelayixiadezuanshibujutouzijiazhi，1keladao5keladeluozuanshiheduanqitouzi，5kelayishangdeluozuanshihezhangqitouzi。

　　zuanshideyanseyidingshid-gsezhijiandeyanse，guolezheimefanweidezuanshiyijingbunengchengzhiweikebaozhidezuanshiyansele，dangranleruguoshiyongcaizuanjinxingtouzidehua，neimecaizuankendingjiushiyouyansedele，caizuanzhizhongyouhuangse，hebaizuanshangmiandeyanseyaofenqingchu，yimianhunxiao。

　　zuanshiqiegongsuiranshuorenmenkeyisuibiandekongzhi，danshizaihenduoshihouqiegechulaidexiaoguoyoubushirenmensuonengjuedingde，qiegongdengjifenweiwanmeidaodiliedebutongdengji，duiyujiehunzuanjiebaozhidehua，shangmiandezuanshibixushiwanmeideqiegongcaixing，yongfuhaobianshijiushiex。

　　zuanshidexingzhuangyeshidajiazaikaolvzuanshitouzishiyinggaizhuyideshixiang，bushaonvxingpengyouduixinxing、gongzhufangxinghuozhelixingdengleideyixingzuanshiqingyouduzhong，danshiruruoshicongbaozhizengzhigongnengshanglaishuodehua，yuanxingzuanshidebaozhizengzhigongnengshizuihaode，yuanxingzuanshidejiagezuigao，qieyezuirongyizhuanmai，zaitongdengjidejingduxiayuanxingzuanshizaizuoqiemoshisunhaolvgaoda47%，qiemochuzuishanliangdezuanshihoujinsheng53%，eryixingzuanzaiyuanshiqiemoshijinsunhao40%-45%，qiemowanchenghoukelazhongliangkebaoliu55%-60%。

　　maijiehunzuanjieyoumeiyoubiyaokaolvbaobubaozhi?zuanshibaozhima?dangnizaixiangyongzuanjielaijinxingbaozhitouzishiduodadezuanjiecaibaozhixiangxinniyijinglejiele，dangranruguonizhishiweilerichangshenghuozhongzishenpeidaidehua30fendao50fendezuanjieshinixuangoudezhuliu。